In Nevada, if you sustain injuries as a result of the negligence of a driver who has insufficient insurance to compensate you for all of your damages, then you can make a claim for under-insured motorist (UIM) benefits on your own policy. In Nevada, the applicability of UIM benefits is determined by the underlying policy […]
In Nevada, Insurance Companies May Not Raise your Rates for Making a UM/UIM Claim
When I advise clients they need to make an uninsured or underinsured motorist claim on their own insurance, they are often hesitant to do so, fearing their insurance will either raise their rates, or cancel the policy altogether. However, Nevada has a statute exactly on point, precluding insurance insurance companies from doing either. An uninsured […]
Arbitration Clauses in Nevada First Party Insurance Policies
In Nevada, insurance clauses that purportedly require arbitration to resolve first party (UM/UIM) insurance claims for auto insurance are unenforceable. NRS 690B.017 (Provisions for arbitration not binding) provides: No provision for arbitration contained in an automobile liability or motor vehicle liability insurance policy delivered, issued for delivery or renewed in this State is binding upon […]
Setting up a Digital Source for Zone Two on a Yamaha RX V-3800
I got a Yamaha RX-V3800 receiver which has 3 “Zones” — discrete, individual outputs — with the intention of eventually adding speakers to my kitchen and outdoors — all running from the receiver. Unfortunately, when I bought the receiver, I did not realize that Zones 2 and 3 can only output analog sources — the […]
Why Powerage is the Best AC/DC Album
Although the topic does not come up very often any more (and probably hasn’t since junior high school in Omaha), when asked which AC/DC album is my favorite, without hesitation, I respond “Powerage.” It seems most veteran AC/DC fans nod with knowing approval to that response, but relative newcomers look bewildered, expecting Highway to […]
